Our Services.
Wherever you are on your homeownership journey, we offer a wide range of mortgage services.
Getting a pre-approval helps you make a wise decision when searching for a home. By knowing how much you’re pre-approved for, you have a good idea of what you may be actually approved for. It’s essential when looking for a home to ensure you’re not over shooting and looking at homes out of reach.
When your term is over, don’t assume that the rate you have now will be the rate you have in the future. Working with a Mortgage agent allows you to know that they’re working in your best interest and seeking out an appropriate lender for your situation that will give you the right rate and terms.
Debt consolidation can be a very powerful tool if used properly. Whether it’s paying off school debt, credit cards, loans, etc.; bringing your debt altogether can help immensely. With the potential to lower monthly payments, interest paid over time, open up buying power… the possibilities are an exciting prospect!
Having bad credit doesn’t mean you can’t get a mortgage! Talking to a mortgage agent can not only give you ways to improve your credit but also walk you down a path that you may have never considered before because of your current credit score.
Second Mortgage (top up)
Depending on the project you may need just that little extra boost to get the financing to work. Let’s have a discussion about what the potential possibilities are in regards to making that happen. Options may exist that you didn’t know were out there, so have an open conversation with a mortgage agent to discuss your hopes!
Buying a home, especially for the first time, can be a daunting task! There’s a lot to know. A lot of terms you may have never heard of before. Education is a big part of buying a home, to ensure you don’t purchase something without knowing all the in’s and out’s and being prepared instead of surprised in the end!
Whether it’s purchasing a home, multi-plex or business as an investment it’s important to work with someone that knows how to make the most of your money. Finding the right lender and discussing plans can help alleviate any issues in the future while also ensuring you’re expanding your portfolio in a positive way!
Working with an mortgage agent that has access to various lenders, when it comes to a vacation property, is such a powerful tool. The mortgage agent will work diligently and in your best interest, to ensure you get the right mortgage for your home away from home.
Construction Loan
If you’re looking to build a home, a construction loan is often the way to make that happen. It can be very helpful to understand the process and have open communication with a mortgage agent prior to purchasing the land. Discussing a strategy on how to make your project happen right from the start is the easiest way to ensure you get all the funding available to you!
As a self-employed individual it can sometimes be more difficult to get financing for a home, because there isn’t a guarantee of future income. Knowing what how to deal with lenders, and what lenders are right for you as a self-employed person is a must when it comes to acquiring the right financing!
There can be any number of reasons that one might want to refinance their mortgage. Working with a knowledgeable mortgage agent will ensure you’re being positioned in the right way moving ahead.
A Home Equity line of credit (HELOC) is an exciting way to get the financing you need using your home as collateral. Whether you’re hoping to expand your real estate portfolio, do a renovation on the house, invest in your own business or investments a HELOC can work for you!
Are you over 55? This might be the right mortgage for you. A reverse mortgage allows you to use the equity in your home now without overwhelming your budget. A way to see your equity enjoyed before it all gets turned over to your estate once you’re gone.
Land Purchase
Purchasing land can be a difficult thing for many. Talk to a mortgage agent about how it may be possible to fund the purchase of land. Having a strategic consultation in regards to your plans/project can really help shed light on what may be possible in terms of financing.
